Tala believes in empowering the financial capacity of the Global Majority, and this year, Tala partnered with Empower and Transform’s Salve Ibañez to spread financial literacy and education through ...

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

That three-digit number quietly shapes your ability to get loans, credit cards and even better interest rates, but improving ...

In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as tools ...

IN the Philippines, where financial technology innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social ...

If you have been using your credit card prudently by paying all dues on time and maintaining the right CUR (Credit Utilisation Ratio), then it may be the ideal time to opt for a second credit card.

For the second year in a row, America’s credit health is slipping, and no one is feeling the strain more than Gen-Z. The average FICO score in the U.S. fell to 715 in April 2024, down from 717 a year ...

If you have a huge credit card bill and are now contemplating settling the same with the bank, then you should think again! This could be quite damaging for your credit score. It is worth remembering ...

Starting April 1, 2026, several important loan-related rules are set to change, bringing major relief for borrowers across ...