Most people know their payment history matters. Here's what else goes into that monthly report -- and how to use it.

One way to lower homeownership barriers for first-time buyers, is to require all creditors to report to all three credit ...

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, ...

If you’re seeing the words “in default” on your credit reports, you might be freaking out. It’s understandable. Missing payments can start out as a simple issue and quickly become a major financial ...