If you are a LICENSED contractor in Michigan you now have to carry Workmans comp insurance. You will get notices in the mail and make sure that you respond. I appealed it for years and they ended up changing the law to where it’s now required no matter how many employees you have. This is good and bad. It’s good because it forces contractors to use other insured contractors. However it can be a bad thing because it can cause labor prices to go even higher and cost GC’s more in the long run if th